How to Use Section 125 Health Plans to Attract Top Talent?

In today’s job market, attracting and retaining top talent takes more than just competitive pay. Employees want meaningful, accessible, and affordable benefits that show their employer truly values their well-being. That’s where Life Flex comes in—a cutting-edge benefits solution from Life Strong Care that leverages Section 125, integrates two powerful care components, and transforms company culture without adding any cost to your bottom line.

If you’ve heard of Section 125 plans but haven’t explored what a modern, fully managed version can do for your team, you’re in the right place.

What Is Life Flex?

Life Flex is a fully compliant, fully automated benefits platform designed for modern employers who want to improve retention, support family wellness, and boost company culture, without increasing costs.

Unlike traditional options, Life Flex leverages Section 125 together with two key care layers:

• Preventative Care Management Plan (PCMP)
  
  
• Self Insured Medical Reimbursement Plan (SIMRP)
  
  

Together, these create one of the most benefit-rich, tax-optimized plans on the market today—and it’s already being used by more than 30,000 employees across the U.S.

What Makes Life Flex Different from a Standard Section 125 Plan?

Let’s be clear: Life Flex isn’t just a Section 125 plan. It includes Section 125 but goes far beyond, offering a holistic benefits strategy that delivers measurable value to both employees and employers.

Here’s what makes it different:

• Section 125 allows pre-tax payroll deductions, reducing taxable income
  
  
• PCMP adds built-in access to care like 24/7 Telehealth, wellness coaching, and mental health support
  
  
• SIMRP offers reimbursement benefits for various out-of-pocket health-related expenses
  
  
• And the best part? It’s entirely cost-free to implement.
  
  

Employer Benefits: Why Life Flex Is a No-Brainer for HR & Leadership

If you’re managing budgets, balancing retention concerns, or trying to build a healthier, more engaged workforce, here’s how Life Flex pays off—literally:

 

• Boost Your Bottom Line

 

• Save $600–800/year per employee
  
  
• That’s ~$68,000 annually for a team of just 100 people
  
  
• Reduce healthcare claims by $1,400 per employee over 3 years
  
  

 

• Zero Cost, Zero Complexity

 

• No out-of-pocket expense
  
  
• No disruption to your current health plan
  
  
• Implementation in less than 50 days with white-glove onboarding
  
  

 

• Attract & Retain Top Talent

 

• Offer benefits typically only available at large corporations
  
  
• Stand out in a competitive job market
  
  
• Reinforce a culture of care that employees talk about (and stay for)
  
  

Employee Benefits: Support Their Well-Being, Without Touching Take-Home Pay

What good is a benefits plan if your team can’t use it or doesn’t understand it? Life Flex makes benefits clear, accessible, and valuable—starting with one major promise:

“No change in take-home pay.”

That’s right—employees receive added care, tools, and support without losing a single dollar in net income.

Life Flex Offers Employees:

• $0 Copay 24/7 Telehealth (doctors, nurses, health coaches)
  
  
• Mental health, addiction, and counseling resources
  
  
• Access to Mayo Clinic wellness tools and personal health dashboards
  
  
• Universal Life, Disability, Critical Illness plan
  
  
• Spouse and dependent coverage
  
  
• A program designed to support their family, not just their job
  
  

How Does Life Flex Work?

Implementing Life Flex is easy. Our team handles everything from compliance documentation to employee education and system setup. Here’s a high-level breakdown:

1. Plan Setup & Compliance

We’ll create your custom Section 125 plan document, ensure it’s fully IRS-compliant, and layer in the PCMP and SIMRP models.

2. White-Glove Onboarding

You’ll receive everything you need to roll the plan out in under 45 days—including HR guides, onboarding content, and support.

3. Ongoing Support

From claims to coaching, we provide year-round care for your team. You’ll also receive insights on participation, cost savings, and usage trends.

More than 30,000 employees are already enrolled in Life Flex. You could be next.

The Real-World Impact: Why Employees Love Life Flex?

Modern workers are overwhelmed, stressed, and burned out. They’re looking for more than a paycheck—they’re looking for employers who understand that health equals productivity and benefits equal loyalty.

With Life Flex, employees are telling us:

• “It’s the first time I felt like my employer actually cared.”
  
  
• “$0 Telehealth saved me hundreds in just a few months.”
  
  
• “I didn’t have to choose between my job and my family.”
  
  

That kind of sentiment creates word-of-mouth referrals, stronger engagement, and a loyal team that performs better, longer.

Why It’s Time to Offer More Than Just Health Plan?

Traditional health plans are expensive, confusing, and often underutilized. But Life Flex flips the script:

• No premium increases
  
  
• No red tape
  
  
• No take-home pay loss
  
  
• Just real, usable benefits your people will love
  
  

You don’t have to overhaul your entire benefits strategy to make an impact. With Life Flex, you add value on day one, align with IRS guidelines, and save money at the same time.

Backed by Life Strong Care: A Brand Built on Loyalty, Simplicity, and Impact

Life Strong Care helps businesses build healthier, more loyal teams—by offering real benefits that employees care about, without adding new costs or complexity. Our plan strengthens morale, supports family well-being, and saves companies thousands every year in payroll taxes.

• Fully compliant
  
  
• No cost to implement
  
  
• Simple for HR, powerful for employees
  
  

We believe that when people feel supported, companies grow stronger, and we’re here to make that possible for employers of all sizes.

Take the Next Step: Offer Benefits That Work as Hard as Your Team Does

If you're ready to attract top performers and boost retention without increasing costs, it’s time to look beyond traditional health plans.

Book your 10-minute consultation with a Life Flex expert today.

 Let’s build a program that supports your people and your business.