Every astute business executive wants to boost employee satisfaction, cut turnover, and shave costs—without adding more layers of complexity or expense. If that seems like a tall order, it's because conventional benefits programs typically come up short. But there is a strong, underutilized solution that can accomplish all of the above: a plan that taps into Section 125 tax savings.
At Life Strong Care, we’ve taken this concept even further with Life Flex—a fully managed, cost-free program that doesn’t just use a Section 125 plan. It integrates it with a Preventative Care Management Plan (PCMP) and a Self-Insured Medical Reimbursement Plan (SIMRP), making it one of the most benefit-rich and compliant programs available today.
Let’s break down why every business should consider this approach and how Life Flex delivers real results—fast.
A Section 125 plan, sometimes called a “cafeteria plan,” allows employees to pay for certain health-related benefits with pre-tax dollars. This means their taxable income is reduced, which lowers both their income tax and the employer’s payroll tax liability.
But Life Flex is not your run-of-the-mill Section 125 program. It's a more advanced solution that uses Section 125 tax savings combined with fully administered healthcare and reimbursement capabilities. This means larger savings, more robust employee benefits, and total regulatory compliance without any investment whatsoever by the employer.
Life Flex is a contemporary, automated benefits plan designed for firms with 40,000+ enrolled staff.
Three key elements make up the plan:
These three elements combined form a distinct balance of streamlined benefits that reduce cost and enhance employee well-being.
For HR managers and business owners, Life Flex is an easy solution to save money without skimping. Employers save, on average, $600 to $800 annually per employee through reduced payroll taxes. That's roughly $680 per W-2, which translates to $68,000 in savings for each 100 employees.
Here's how the savings add up:
That means actual, immediate bottom-line savings without any cost of money risk.
Life Flex offers more than tax savings. Here's what employers can expect:
This is not just another benefits plan—it's a strategic play for companies who wish to become leaner, smarter, and more employee-centered.
The reason Life Flex is so appealing to employees is that their paycheck does not diminish. They gain more benefits—with no added cost.
Here's what employees in Life Flex receive:
These are benefits that employees actually use and value. And because Life Flex is based on the foundation of Section 125 tax savings, they don't perceive any decrease in their net paycheck. That's a distinctive and powerful benefit.
Unlike traditional benefits plans, Life Flex is a completely integrated system that brings together several types of benefits into one cohesive offering. It's not merely a Section 125 plan—it uses Section 125 in conjunction with a managed PCMP and SIMRP.
This methodology makes Life Flex:
Over 30,000 employees are already signed up for Life Flex, and companies nationwide are experiencing the benefits of making the switch to this smarter approach.
Business leaders' number one worry about implementing a new program is how much time and effort it requires to get underway. Life Flex eliminates that barrier altogether.
Our program takes only 30 to 45 days to launch. It's a software solution with a dedicated support team and no manual effort required from your HR team. It works silently in the background—automatically delivering tax savings, improved care, and greater retention.
Today's workforce requires more assistance in the areas of mental health, wellness, and family benefits. Life Flex meets that expectation by marrying affordability with true value.
Employers who provide these kinds of benefits are likely to attract the best candidates, minimize turnover, and enhance overall morale. When workers feel cared for, they work harder, stay longer, and give more. It's that simple.
Life Strong Care enables companies to create healthier, more committed teams without incurring additional costs or complexity.
The Life Flex plan boosts morale, maintains family wellness, and saves firms thousands annually in payroll taxes. It's compliant, doesn't involve any out-of-pocket expense, and is easy to roll out.
We believe that when people feel supported, companies grow stronger—and we’re here to make that possible for employers of all sizes.
If you’re still relying on traditional benefits plans, you’re leaving money—and employee satisfaction—on the table. Section 125 plan benefits, when combined with PCMP and SIMRP as they are in Life Flex, create a future-ready system that supports both your financial goals and your workforce.
With Section 125 tax savings, improved employee well-being, and streamlined compliance, Life Flex is more than a plan—it’s a growth strategy.
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