Why Should Every Business Offer Section 125 Plan Benefits?

When businesses are looking to offer the best benefits to employees without breaking the bank, the Section 125 plan often becomes a top choice. But what if you could save on payroll taxes while offering a comprehensive, employee-friendly benefits plan? That’s exactly what Life Strong Care’s Life Flex plan does.

By integrating Section 125 with a Preventative Care Management Plan (PCMP) and a Self Insured Medical Reimbursement Plan (SIMRP), Life Flex provides businesses with a cost-free, fully compliant solution that delivers real savings — both for employers and employees.

Let’s explore how offering a Section 125 plan benefits your business.

What Is a Section 125 Plan?

A Section 125 plan, also called a cafeteria plan, is a tax-advantaged benefit program that allows employees to pay for qualified benefits (like health plan premiums and out-of-pocket medical costs) using pre-tax dollars. This reduces the employee’s taxable income and helps businesses reduce payroll taxes as well.

However, the typical Section 125 plan may lack comprehensive health engagement benefits or create administrative complexity. That's where Life Flex stands out.

How Life Flex Leverages Section 125 to Deliver Real Savings?

While Life Flex includes a Section 125 framework, it goes beyond the traditional approach by integrating two additional components:

Here’s how the savings work:

For example, a company with 100 employees could save $60,000–$80,000 annually by implementing Life Flex, with zero out-of-pocket cost for employers.

Why Life Flex Is Different From a Traditional Cafeteria Plan?

While many cafeteria plans use the Section 125 structure, Life Flex leverages this framework and enhances it with:

This makes Life Flex:

Unlike traditional cafeteria plans, Life Flex combines essential benefits into a single, seamless solution that reduces costs and complexity while improving employee satisfaction.

Key Benefits for Employers

Adopting Life Flex can unlock significant financial and operational advantages for employers:

Payroll Tax Savings

Zero Out-of-Pocket Costs

Simplified Implementation

Improved Employee Health Engagement

Boosted Retention and Performance

Immediate Return on Investment (ROI)

Key Benefits for Employees

Life Flex is designed to benefit employees by offering valuable health and wellness options, with no changes to take-home pay.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

“More than 30,000 employees are already enrolled in Life Flex.”

Why Life Flex Is the Smarter Option?

Life Flex isn’t just another Cafeteria health plan. It’s an integrated benefits platform that provides businesses with real financial savings while offering employees meaningful health and wellness coverage.

What makes Life Flex stand out?

Best of all, Life Flex works for businesses of all sizes.

Real Impact. Zero Compromise.

At Life Strong Care, we believe in building healthier, more loyal teams without the need for additional spending. Life Flex allows businesses to provide real, impactful benefits while also reducing payroll taxes and offering employees meaningful health tools.

This isn't a traditional Section 125 plan; it's a next-generation benefits platform that:

Life Flex is designed to create a culture of care and support, helping companies thrive.

Ready to See How Much You Could Save?

Are you ready to explore the benefits and savings your company could unlock with Life Flex?

Book Your 10-Minute Consultation

Find out how much your business could save with a customized solution.

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Our team can help you implement a fully compliant, fully managed plan in as little as 50 days.

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